I have divided this testimony into four sections, which discuss: (1) several types of automation currently being deployed in capital markets and the financial sector, and how they affect decision-making; (2) how machine learning (ML) and automation can help and hurt workers by disruption of the...

Part I: Introduction -- Chapter 1: Introduction to Digital Financial Inclusion: Revisiting Poverty Theories in The Context of The Fourth Industrial Revolution -- Chapter 2: The Fourth Industrial Revolution: An Introduction to its Main Elements -- Chapter 3: Financial Inclusion and the Fourth...

This book focuses on the alternative techniques and data leveraged for credit risk, describing and analysing the array of methodological approaches for the usage of techniques and/or alternative data for regulatory and managerial rating models. During the last decade the increase in...