This article proposes ways to improve retirement outcomes for defined contribution plan participants in terms of three … key drivers: savings rates, investment strategies, and post-retirement distributions. Levers include raising saving rates …

: while it may be more efficient to have highly productive individuals work more and retire older, earlier retirement may be …, efficient retirement ages must increase in productivity. We also show that this pattern is implemented by pension benefits that … not only depend on the age of retirement, but are designed to be actuarially unfair. Second, in a version of environment …

This paper provides new evidence of coordination of retirement by mature age couples in Australia. Two complementary … modeling the retirement behaviour of partnered men and women. First, a single risk hazard model provides insights into the … influences of a spouse's characteristics on the retirement decision of the individual. Second, a competing-risks framework is …

explain decisions to consult a financial planner and the variation in accumulated retirement wealth. Black and Hispanics are … and the accumulation of retirement wealth. Marginal effects of Tobit regression analysis show no evidence of racial …

Retirement Around the World. This project, which compares the experiences of a dozen developed countries, was launched in the mid … project document that social security program provisions can create powerful incentives for retirement that are strongly … affect retirement, whether there is a link between older employment and youth unemployment, and whether older individuals are …

older men from the 1970s to the early 1990s, a trend that has only recently shown signs of being reversed. Retirement … different quot;retirementquot; experiences. At the top of the wealth distribution, early retirement has typically been …, disability benefits. Policy-makers keen to increase effective retirement ages will need to consider the very different …

of older people for a rich set of retirement trajectories charactersized by early or delayed full retirement as well as … partial retirement at various ages in the Netherlands and the United States. Two in five prefer partial retirement over early … or delayed abrupt full retirement. This suggests that partial retirement can substantially increase the utility derived …