This paper tests how subjects behave in an intertemporal consumption/saving experiment when borrowing is allowed and … whether subjects treat debt differently than savings. Two treatments create environments where either saving or borrowing is … found suggesting that subjects over-consume when saving is necessary for optimal consumption. …

This paper tests how subjects behave in an intertemporal consumption/saving experiment when borrowing is allowed and … whether subjects treat debt differently than savings. Two treatments create environments where either saving or borrowing is … found suggesting that subjects over-consume when saving is necessary for optimal consumption. …

Cognition -- 3.2. SAVING CONCEPT (STUDY 1) -- 3.2.1. Method -- 3.2.2. Results -- Saving Dimensions -- Saving Structures -- 3 …Intro -- COGNITIVE FINANCE: BEHAVIORAL STRATEGIES OF SPENDING, SAVING AND INVESTING -- COGNITIVE FINANCE: BEHAVIORAL … STRATEGIES OF SPENDING, SAVING AND INVESTING -- CONTENTS -- ABSTRACT -- LIST OF FIGURES -- LIST OF TABLES -- Chapter 1 …

an inter-temporal decision-making setting. Subjects make consumption and saving decisions in an environment with two …This article examines the potential risks on consumption behavior of lumpsum payments. As a pension, lump-sum payments … could be consumed too fast and generate an increase of poverty rates. We experimentally investigate consumption behavior in …