This paper investigates competition between health insurance companies under different financing regulations. We … consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health … contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher …

Entsprechend der Themenfrage wird zunächst untersucht, wie sich Gemeinwohl und Wettbewerb als Ziele in einer privaten …