A simple model of health insurance competition

Alexander Kemnitz

This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher consumer welfare than premia competition when switching between insurance companies is costly. -- Health Care Reform ; Competition ; Consumer Choice

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Year of publication:	2010
Authors:	Kemnitz, Alexander
Publisher:	Dresden : Techn. Univ., Fac. of Business and Economics
Subject:	Gesetzliche Krankenversicherung \| Public health insurance \| Wettbewerb \| Competition \| Gesundheitsfinanzierung \| Health care financing \| Sozialversicherungsbeitrag \| Social security contribution \| Wohlfahrtsanalyse \| Welfare analysis \| Theorie \| Theory \| Gesundheitsreform \| Health care reform \| Deutschland \| Germany

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Extent:	Online-Ressource (PDF-Datei: 18 S., 679 KB)
Series:	Dresden discussion paper series in economics. - Dresden : [Verlag nicht ermittelbar], ZDB-ID 2148053-9. - Vol. 09/10
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Arbeitspapier ; Working Paper ; Graue Literatur ; Non-commercial literature
Language:	English
Notes:	Parallel als Druckausg. erschienen Systemvoraussetzungen: Acrobat Reader
Other identifiers:	hdl:10419/48160 [Handle]
Classification:	I11 - Analysis of Health Care Markets ; I18 - Government Policy; Regulation; Public Health ; D43 - Oligopoly and Other Forms of Market Imperfection
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10009229026