Most loan evaluation methods in peer-to-peer (P2P) lending mainly exploit the borrowers' credit information. However, the present study presents the maturity-based lender composition score, which exploits the investment capability of a group of lenders who fund the same loan, to enhance the P2P...

Mobile recommender systems target on recommending the right product or information to the right mobile users at anytime and anywhere. It is well known that the contextual information is often the key for the performances of mobile recommendations. Therefore, in this paper, we provide a focused...

Motivated by the current practice of some service industries, we study a two-stage product line design problem in the presence of private consumer deliberation costs. In this problem, consumers pay an upfront payment before accessing the products. A consumer may incur a cost to introspect about...