A Simple Model of Health Insurance Competition

This paper investigates competition between health care insurance companies under different funding regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that competition by contributions can yield lower company profits and higher consumer welfare than competition by premia when switching between insurance companies is costly.

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Year of publication:	2010
Authors:	Kemnitz, Alexander
Publisher:	Frankfurt a. M. : Verein für Socialpolitik
Subject:	Health Care Reform \| Competition \| Consumer Choice

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Series:	Beiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Health Insurance ; C18-V3
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Conference Paper
Language:	English
Other identifiers:	654907862 [GVK] hdl:10419/37538 [Handle]
Classification:	I11 - Analysis of Health Care Markets ; I18 - Government Policy; Regulation; Public Health ; D43 - Oligopoly and Other Forms of Market Imperfection
Source:	EconStor

Persistent link: https://www.econbiz.de/10010273620