A simple model of health insurance competition

This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher consumer welfare than premia competition when switching between insurance companies is costly.

MoreLess

Year of publication:	2010
Authors:	Kemnitz, Alexander
Publisher:	Dresden : Technische Universität Dresden, Fakultät Wirtschaftswissenschaften
Subject:	Health Care Reform \| Competition \| Consumer Choice

freely available

Full text |

More access options

Check Google Scholar

In German libraries (KVK)

I need help

More details

Series:	Dresden Discussion Paper Series in Economics ; 09/10
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Working Paper
Language:	English
Other identifiers:	664125859 [GVK] hdl:10419/48160 [Handle] RePEc:zbw:tuddps:0910 [RePEc]
Classification:	I11 - Analysis of Health Care Markets ; I18 - Government Policy; Regulation; Public Health ; D43 - Oligopoly and Other Forms of Market Imperfection
Source:	EconStor

Persistent link: https://www.econbiz.de/10010305463