Bank business models

We identify three business models using balance sheet characteristics of 222 international banks and a data-driven procedure. We find that institutions engaging mainly in commercial banking activities have lower costs and more stable profits than those more heavily involved in capital market activities, mainly trading. We also find that retail banking has gained ground post-crisis, reversing a pre-crisis trend.

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Year of publication:	2014
Authors:	Roengpitya, Rungporn ; Tarashev, Nikola ; Tsatsaronis, Kostas
Published in:	BIS Quarterly Review. - Bank for International Settlements (BIS). - 2014, December
Publisher:	Bank for International Settlements (BIS)

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Extent:	application/pdf text/html
Type of publication:	Article
Classification:	D20 - Production and Organizations. General ; G21 - Banks; Other Depository Institutions; Mortgages ; L21 - Business Objectives of the Firm ; L25 - Firm Size and Performance
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10011097082