College Student Loans institution in China: achievement, defect and sustainable development

The creation and development process of College Student Loan (CSL) in China is the one that is fulfilled gradually and interlacing with Chinese higher education system reform and fiscal financial system reform. To ensure limited CSL to flow to millions of poor college students from limited supply channels and organisation networks, Chinese government should build a sustainable path based on the view of function financial theory, that is, on the view of system environment the CSL in and economy goal, to choose the financial form and mechanism for function fulfilment CSL needs.