CONSIDERATIONS ON THE MODIFICATION OF THE LAW NUMBER 193/2000 REGARDING THE ABUSIVE CLAUSES INCLUDED IN THE CONTRACTS ENTERED INTO BETWEEN PROFESSIONALS AND CONSUMERS

Lately, Romanian courts had to face a large number of causes in which National Agency for the Protection of the Consumers and/or the consumers requested the lack of effects of the abuses clauses included in the agreements of bank credits entered into between consumers and professionals. Although for most of the times the courts established the presence of abusive clauses and received the cases, other contracts of the same type belonging to the same professional continued to produce its effects. Moreover, nothing stopped the professionals from concluding other contracts whose content include the clauses qualified by the court as abusive. Starting from this reality and in order to stop its continuation in the future, certain aspects on abusive clauses of the Law no 193/2000 were modified.