Cet article est une tentative d'analyser les difficultés des banques tunisiennes à adopter la banque en ligne et de proposer les principales solutions. Il a été publié dans la revue 'Le Manager' en Juillet 2005. Référence: Ayadi A. (2005), 'La Banque à distance en Tunisie : Comment...

La nature informationnelle des services rend chaque innovation dans les TIC source de profonds changements. Considérant son rôle dans la refonte des processus et la redéfinition de la relation avec les clients, la banque en ligne (BEL) fait partie des innovations récentes les plus...

Facing a growing competitive environment, higher education institutions have increased dramatically the competition for recruiting and retaining students providing a high quality service as a solution to compete. Frequently, researchers who have studied the service quality and client...

The Web portals business model has spread rapidly over the last few years. Despite this, there have been very few scholarly findings about which services and characteristics make a Web site a portal and which dimensions determine the customers’ evaluation of the portal’s quality. Taking the...

A plain english paper that describes the pros and cons of voice over ip telephony.

This paper uses factor analytic techniques for deriving factor realizations from a group of main economic indicators of both the German and the Turkish economy in order to test the effect of economic factors on asset returns in an APT framework. The factor structure of the German economy yields...

Problems in the use of factor analysis for deriving theory are illustrated by means of an example in which the underlying factors are known. The actual underlying model is simple and it provides a perfect explanation of the data. While the factor analysis 'explains' a large proportion of the...

The importance of the researcher^Rs interpretation of factor analysis is illustrated by means of an example. The results from this example appear to be meaningful and easily interpreted. The example omits any measure of reliability or validity. If a measure of reliability had been included, it...

Indicators of financial crisis generally do not have a good track record. This paper presents an early warning system for six countries in Asia, in which indicators do work.We distinguish three types of financial crises, currency crises, banking crises and debt crises, and extract four groups of...