Abstract Insurance has been suggested as a policy instrument that can help in managing the rising economic cost of … tend to depend on (unreliable) disaster aid. This paper surveys the economics, insurance and psychology literature to …

state-run retirement insurance which is based on apportionment. Financial service providers, especially banks and insurance … occupational disablement insurances is still growing. Simultaneously, especially risk groups cannot afford insurance contributions …

state-run retirement insurance which is based on apportionment. Financial service providers, especially banks and insurance … redemption, because of the resulting social insurance savings. Beyond it is shown that another increase of utility for the … coalition (employer and employee) can be achieved, if the employer additionally pays in a part of his social insurance savings …