Showing 1 - 10 of 11
Korean Abstract: ์ตœ๊ทผ ์ •๋ถ€์™€ ์—…๊ณ„๋Š” ํ•ฉ๋ฆฌ์ ์ธ ์‹ ์šฉ์นด๋“œ ์ˆ˜์ˆ˜๋ฃŒ ์ฒด๊ณ„๋ฅผ ํ™•๋ฆฝํ•˜๊ณ  ์ค‘์†Œ ์‹ ์šฉ์นด๋“œ ๊ฐ€๋งน์ ์— ๋Œ€ํ•œ ์ˆ˜์ˆ˜๋ฃŒ์œจ์„ ๋‚ฎ์ถ”๊ธฐ ์œ„ํ•œ ๋…ธ๋ ฅ์„ ๊ณ„์†ํ•˜๊ณ  ์žˆ๋‹ค. ๊ทธ๋Ÿผ์—๋„ ๋ถˆ๊ตฌํ•˜๊ณ  ํ–ฅํ›„ ์‹ ์šฉ์นด๋“œ ์‹œ์žฅํ™˜๊ฒฝ๊ณผ ์ •๋ถ€์˜ ๊ทœ์ œ ์˜์ง€์˜...
Persistent link: https://www.econbiz.de/10013024621
, multiple loan amount and consumer credit ratings โ€’ and systemic risk. We find that an increase in household loans is a leading โ€ฆ indicator of systemic risk. In particular, systemic risk is related more to household loans from non-banks than to those from โ€ฆ banks, and more to unsecured loans than to secured loans. This paper also shows that systemic risk is associated with the โ€ฆ
Persistent link: https://www.econbiz.de/10013026040
Korean Abstract: ๋ณธ ์—ฐ๊ตฌ์—์„œ๋Š” ๋ถํ•œ์ดํƒˆ์ฃผ๋ฏผ์˜ ์‹ ์šฉํ–‰ํƒœ๋ฅผ ๋ถ„์„ํ•˜๊ธฐ ์œ„ํ•ด ์‹ ์šฉ์ •๋ณด ๋ฐ์ดํ„ฐ(Credit Bureau data)๋ฅผ ์ด์šฉํ•˜์˜€๋‹ค. ์‹ ์šฉ์ •๋ณด ๋ฐ์ดํ„ฐ์—์„œ ๋ถํ•œ์ดํƒˆ์ฃผ๋ฏผ๊ณผ ์†Œ๋“์ˆ˜์ค€, ์„ฑ๋ณ„, ์—ฐ๋ น, ์‹ ์šฉ๋“ฑ๊ธ‰, ์‹ ์šฉ๊ฑฐ๋ž˜ ๊ธฐ๊ฐ„ ๋“ฑ์ด...
Persistent link: https://www.econbiz.de/10012921119
like to change their investment plan in a situation where inflation was present, respondents answered rationally that they โ€ฆ would change the investment portfolio in consideration of inflation. We further found evidence consistent with the rational โ€ฆ
Persistent link: https://www.econbiz.de/10013221194
Korean Abstract: ๋ณธ ์—ฐ๊ตฌ๋Š” 2014๋…„ ์ดํ›„ ์‹ ์šฉํšŒ๋ณต์œ„์›ํšŒ์˜ ๊ฐœ์ธ์›Œํฌ์•„์›ƒ ์ œ๋„๋ฅผ ํ†ตํ•ด ์ฑ„๋ฌด์กฐ์ •์„ ๋ฐ›์€ ์ด์šฉ์ž๋“ค์˜ ์ƒํ™˜์ด๋ ฅ์— ๊ด€ํ•œ ์›์‹œ์ž๋ฃŒ๋ฅผ ๊ธฐ์ดˆ๋กœ ์ฑ„๋ฌด์ƒํ™˜ ์‹คํŒจ์—ฌ๋ถ€(์‹คํšจ์œจ)์— ์˜ํ–ฅ์„ ๋ฏธ์น˜๋Š” ์ฃผ์š” ์š”์ธ๋“ค์„ ๋ถ„์„ํ•˜์˜€๋‹ค. ๋ณธ...
Persistent link: https://www.econbiz.de/10013309505
Korean Abstract:๋ณธ ์—ฐ๊ตฌ์—์„œ๋Š” ๊ธˆ์œต์†Œ์™ธ์˜ ํŠน์ˆ˜ํ•œ ํ˜•ํƒœ์˜ ํ•˜๋‚˜๋ผ๊ณ  ํ•  ์ˆ˜ ์žˆ๋Š” ์‹ ์šฉ์ œ์•ฝ์˜ ๊ฒฐ์ •์š”์ธ์— ๋Œ€ํ•ด ๋ถ„์„ํ•˜์˜€๋‹ค. ๊ณ ๊ธˆ๋ฆฌ์˜ ๋น„์€ํ–‰๊ถŒ ์‹ ์šฉ๋Œ€์ถœ์„ ์ด์šฉํ•œ ๊ฐ€๊ตฌ๋ฅผ ์‹ ์šฉ์ œ์•ฝ๊ฐ€๊ตฌ๋กœ ์‹๋ณ„ํ•˜์—ฌ ์‹ ์šฉ์ œ์•ฝ ๊ฒฐ์ •์š”์ธ์„...
Persistent link: https://www.econbiz.de/10013252222
institutions should diversify their income sources and strengthen their risk management to cope with lower profitability. Finally โ€ฆ, authorities need to help households to reduce liquidity and price risk related to real estate by making reverse mortgages more โ€ฆ
Persistent link: https://www.econbiz.de/10012945349
Korean Abstract: ์šฐ๋ฆฌ๋‚˜๋ผ์˜ ๊ฐ€๊ณ„๋ถ€์ฑ„๋น„์œจ์€ ์„ธ๊ณ„์ ์œผ๋กœ๋„ ๋†’์€ ์ˆ˜์ค€์ด๊ณ  2020๋…„๋ถ€ํ„ฐ ์ฆ๊ฐ€์†๋„๊ฐ€ ๋”์šฑ ๋นจ ๋ผ์ง€๊ณ  ์žˆ๋‹ค. ๋ณธ ์—ฐ๊ตฌ๋Š” ๊ฐ€๊ณ„์˜ ์ง€์†๊ฐ€๋Šฅํ•œ ๋ถ€์ฑ„๋น„์œจํ•œ๋„๋ฅผ ์†Œ๋“๋ถ„์œ„๋ณ„๋กœ ์‚ดํŽด๋ณด๊ณ  ๊ธˆ๋ฆฌ์™€ ์ž์‚ฐ๊ฐ€๊ฒฉ ๋ณ€ํ™”๊ฐ€ ๋™ ํ•œ๋„์—...
Persistent link: https://www.econbiz.de/10014255116
Korean Abstract: ์กฐ๊ฑด๋ถ€๊ฐ€์น˜์ธก์ •๋ฒ•(contingent valuation method)์€ ๋น„์‹œ์žฅ์žฌ์˜ ๊ฒฝ์ œ์  ๊ฐ€์น˜๋ฅผ ์ถ”์ •ํ•˜๋Š” ๋ฐฉ๋ฒ•์˜ ํ•˜๋‚˜๋กœ, ๊ณต๊ณต์‚ฌ์—…์˜ ๊ฒฝ์ œ์  ํŽธ์ต์„ ๊ณ„์‚ฐํ•˜๋Š” ๋ฐ ์ด์šฉ๋˜์–ด ์™”๋‹ค. ์ง€๋ถˆ๊ฑฐ๋ถ€์‘๋‹ต(protest responses)์€ ๋ณธ์ธ์˜ ์„ ํ˜ธ์™€ ์ƒ๊ด€์—†์ด...
Persistent link: https://www.econbiz.de/10012994600