English Abstract: This paper examines how venture capital alters the impact of banking crises on innovation based on … financing can substitute bank financing for funding innovation during and after banking crises. Our results are robust to the … banking crises is stronger for countries with better intellectual property rights and higher political democratization …

English Abstract: This study examines earnings management method of savings banks which serve as representative … financing institution for people with poor credit. Because regulatory and supervisory regulations of savings banks are different … to those of commercial banks, managers of savings banks may reflect these characteristics in earnings management method …

, liquidity ratio, and leverage ratio. For the analysis, this paper sets up a theoretical model in which a bank optimizes its … ratio tends to raise the liquidity leverage ratios, while an increase in the leverage ratio raises the capital ratio …

whether depositors penalize or discipline banks for poor performance relative to the level of risk-taking by withdrawing their …

Korean Mutual savings banks for the period 2000~2005 by utilizing a mathematical programming approach, and analyzes the scale … and group effect of savings banks on these efficiencies. The study also gauges and investigates the efficiency and … costs could have been saved if all the savings banks had been cost efficient during the period. The study also finds that …