. Especially, managers of the savings bank are expected to choose the earnings management method considering resulting costs and …. Empirical evidence indicates that savings bank discretionarily exploit classification of loans assets to smooth earnings …

bank failures, an effort has been made to forecast the risk of the banking industry as a whole. By looking at individual as …

industry and that the current compensation scheme is not too excessive to lead bank managers to higher level of leverage and …

multivariate regression with the corresponding S&L bank's financial data are used. The empirical results show that 1) variables of …

English Abstract: This paper examines how bank consolidation affects the soundness of deposit insurance fund. After the … the merger wave in a way to restructure the troubled banking institutions. Along with the trend in bank consolidation …, there has been growing concern on the possibility of the outbreak of the systemic crisis triggered by a single mega-bank. We …

in the safety net and the integrated risk management over bank and insurance industry. First, the safety net institutions … regulatory regimes over bank and insurance industry may induce the regulatory capital arbitrage chances, and lead to the risk …