profitability and soundness of banking sector shows that increased profitability and asset size or improvement in credit ratings …

(2005)'s models, it analyzes borrower's debt-servicing burdens over 10 years based on types of mortgage products. The …-term, fixed rate and amortizing mortgages would. This paper also provides advices on the borrower's mortgage choice, the lender …'s new mortgage products development and measures for leading to consumer's optimal choice in the mortgage market …

통해 예금보험기금의 건전성 제고방안을 제시하고자 하였다. 실증연구에서는 패널회귀분석 및 J.P. Morgan의 Credit Metrics와 KMV의 예상부도확률(EDF)모형을 활용하였다. 회귀분석결과, 은행대형화는 …

methodology. This paper argues that estimating the fund by employing the credit risk model is not proper in light of the …-tail characteristics of credit loss. The deposit insurance fund is estimated at about 1.3 % of total insured deposits. This happens to be a … similar estimate in comparison with that of earlier research using the credit risk model. The similarity stems from the …

undergoing the sub-prime mortgage crisis which has disrupted the financial market. Korea has also made efforts to diversify …