examines racial diversity in U.S. digital advertising, analyzing both the diversity of ads distributed to consumers (supply …) and consumer reactions to diverse ads (demand). We also investigate the change in advertising diversity (supply and demand … within a few months. Overall, our findings indicate that diverse advertising can create a win-win opportunity, promoting …

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

the Home Mortgage Disclosure Act (HMDA) of 1975 and its 1989 amendments in order to clarify their objectives and … Banks routinely collect this data during the mortgage application process, so it should be relatively easy to include in …

This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that … loans for African-American and Hispanic borrowers even after controlling for key mortgage risk factors: they have a 7.7 and … sorting across) mortgage lenders …

Mortgage capital remains key to accessing the best neighborhoods and public services, as well as building wealth among … lower-income Americans; yet we know little about how increasing diversity impacts mortgage outcomes. For the top 100 … metropolitan areas, pre and post-recession mortgage applications are examined to isolate temporal market shifts related to well …

This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that … loans for African-American and Hispanic borrowers even after controlling for key mortgage risk factors: they have a 7.7 and … sorting across) mortgage lenders …