Distante, Cosimo; Fineo, Laura; Mainetti, Luca; Manco, Luigi - In: Journal of risk and financial management : JRFM 15 (2022) 8, pp. 1-24
Strong customer authentication (SCA) is a requirement of the European Union Revised Directive on Payment Services (PSD2) which ensures that electronic payments are performed with multifactor authentication. While increasing the security of electronic payments, the SCA impacted seriously on the...