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Banking over the Internet has attracted increasing attention over the past several years from bankers and other … outlining the potential impact of Internet banking on cost savings, revenue growth, and increased customer convenience have also … generated considerable interest and speculation about the impact of the Internet on the banking industry. The public policy …
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Internet web sites have become an important alternative distribution channel for most banking institutions. However, we … franchises offer he Internet banking channel, studying this earlier time period allows us to make clean comparisons between … subsamples of "brick-and-mortar" and "click-and-mortar" community banks. We find that Internet adoption improved community bank …
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Internet banking is receiving great attention in the banking industry and the regulatory community. As with other areas … of e-commerce, discussions about Internet banking often proceed without reference to the actual state of market … developments. This paper describes the current state of Internet banking in the U.S. and discusses its implications for the banking …
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internet activity. I demonstrate that despite being less financially sophisticated, cooperative banks' depositors are able to … the internet face stronger market discipline and their depositors pay special attention to the banks' equity levels. I … observe that there are two reasons for this. First, a bank's extensive internet activity is a reflection of its greater …
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