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Constructing a novel micro-geographic individual-level data set, we study the relevance of shoe-leather costs on cash withdrawals. An unexplored issue in the literature is the consistent estimation of the marginal effect of travel distance on withdrawals when a fraction of unobserved withdrawals...
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FinTech, while from a banking sector perspective, we demonstrate how banks can better integrate FinTech and customer … banking industry and we explore how FinTech is reshaping the financial services market. Moreover, we assess if and … more evidence on the current trends, problems and opportunities offered by FinTech to the banking sector and the possible …
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estimate a structural two-sided model of a payment choice. We exploit a unique dataset consisting of the Bank of Canada …
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