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How can we ensure high-quality public services such as health care and education? Governments spend huge amounts of public money on public services such as health, education, and social care, and yet the services that are actually delivered are often low quality, inefficiently run, unresponsive...
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" because as technology innovation has improved service delivery and profitability of banks in Nigeria, crimes are also at a … paper aims to examine the prospects and challenges of technology innovation in the Nigerian banking system. Design … further indicates a high rate of fraud committed through those channels. The analysis of primary data shows that innovation …
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