The purpose of the Companies is to create and sustain long-term shareholders value. Cooperative aim is to fulfill the needs of its members who are also the capital contributors. But both are produce rapid, reliable succinct, simple, usable financial information which in turn, should be focused...

A cooperative is the only form of enterprise in which wealth depends less on capital and more on the men and women who are committed to join it. A noticeable feature of urban banking sector is its financial independence. This is the only sector in the cooperative movement which depends on its...

Urban Cooperative Banks (UCBs) are among the major players in India's financial and economic system: Rs.100 thousand crores of deposits, Rs.67 thousand crores of credit, 1714 banks and a 10% share of the deposits market in India as on 31st March 2004. UCBs have the advantage that they are...

The paper poses the question what are the human resource management policies of cooperative banks in India and is cooperative banks practices still relevant today? Why should policy makers / regulators pursue it in development strategies? In what way are cooperative banks different in terms of...

Urban Cooperative Bank in India, with their long history of over 100 years, play an important role in financial inclusion. The mainstay of these banks was rooted in their captive clientele the forms of shareholders, and also in some cases specific community or location. This shielded them from...

The UCBs are expected to serve the middle class wage earners, small entrepreneurs and business people residing in urban and semi-urban areas. These banks may not expect the patronage of rich people, big business establishments and big industrialist as in the case of commercial banks. Further the...

The present study is an attempt to evaluate the financial performance of Urban Cooperative Banks (UCBs) in India with special reference to Tamil Nadu. Average per bank has been calculated and used to evaluate the financial position of UCBs. This study revealed that the Tamil Nadu have not...

This article examines the recent policy developments of UCBs as well as the major issues and challenges. In the last one and a half decade the UCBs have undergone historical transformation of unprecedented breadth and depth. This new stage has generated special concern amongst cooperative banks....

The urban cooperative sector has undergone lot of changes from the inception. The changes that have taken place in UCBs have been for more significant and more radical than others. It is true that several committees and commissions have to evaluate the performance of the UCBs from time to time...