Health care in the United States and other nations is on a collision course with patient needs and economic reality. For more than a decade, leading thinkers including Michael Porter and Clayton Christensen have argued passionately for value-based health care reform: replacing delivery based on...

The banking industry has grown tremendously in volume and complexity in the last few decades. A whole lot of improvements have been witnessed in the area relating to financial viability, profitability and competitiveness. Unfortunately, there are concerns or issues that banks have not been able...